The idea that your dental treatment falls under the same umbrella as any other doctor visit is a common myth surrounding medical insurance coverage. There are many differences between your dental insurance and your overall healthcare insurance, and the lines between them can often feel blurred for many of our patients. We know that insurance policies can be difficult to understand and the fine print gets overwhelming. At Reimels, Miller, Paterra Dentistry, we are here to help you get the most out of your coverage across every visit!
Typically, medical insurance does not cover general dental services such as your regular check-ups, cleanings, fillings, sealants and X-rays. And in general, it is safer to assume that healthcare coverage will not pay for any treatment provided by our dental practice. However, there are some medical policies that will help with dental care that is proven to be “medically necessary.”
A medical necessity may be defined differently from policy to policy. It is worth looking into the categorization your medical insurance uses before scheduling any service that is outside of your ordinary visits, but dedicated dental coverage is always your best bet. At Reimels, Miller, Paterra Family & Cosmetic Dentistry, we are in-network providers for the following dental insurance policies:
- BlueCross BlueShield (Grid Network)
- Cigna Total (not including Advantage policy)
- Delta Dental
- Dental Health Alliance (Patients who use Fee Schedule)
- MetLife
- United Healthcare (including some branches of Guardian)
Even though dental insurance is a private arrangement between you and your insurance company, our team is here to file your claim, handle all the paperwork, and help you receive the maximum insurance benefits possible with each appointment you come in for with us. If you have any further questions about dental insurance vs medical insurance coverage, or have specific issues with your insurance policy that you wish to discuss, speak with a member of our front desk team today and call us at 704-948-1111!
